Scrabble tiles spelling Health Insurance on a planner next to a laptop

Individual Health Insurance

Health insurance shouldn’t feel like a puzzle. We help you understand your choices and find coverage that fits your health, your doctors and your budget. We help individuals and families across Hillsborough and Pinellas counties compare plans, including Marketplace coverage.

Coverage when you’re on your own

If you’re self-employed, between jobs, retiring before 65 or your employer doesn’t offer coverage, you’ll need to find a plan yourself. Deductibles, copays, networks and out-of-pocket maximums can be confusing, and choosing the wrong plan can cost you thousands.

We take the time to understand what matters to you, then explain your options side by side so you can choose with confidence.

What we help you with

  • Marketplace (ACA) plans and checking whether you may qualify for premium tax credits
  • Comparing networks to see if your doctors and hospitals are included
  • Understanding deductibles, copays, coinsurance and out-of-pocket maximums
  • Supplemental coverage like dental, vision, accident and hospital indemnity plans
  • Knowing when you can enroll, including Open Enrollment and Special Enrollment Periods
Learn as you go: We’ll explain how to estimate your total yearly cost, not just your monthly premium, so you can compare plans the smart way.

Plan availability, benefits and costs vary by state, county and insurance company. Eligibility for premium tax credits depends on household income and other factors.